Personal Banking

Liberty Basic Checking | Liberty CheckingLiberty Interest CheckingLiberty Relationship Checking | Liberty SavingsLiberty Money Market | CD’s and IRA’s

Liberty Basic Checking

Liberty Basic Checking is a non-interest checking account which benefits customers writing a small number of checks.

  • Minimum to open = $100
  • Up to 10 debits per statement cycle; Over 10 debits = $0.50 each
  • Up to 25 deposits and deposit items per statement cycle; Over 25 = $0.50 each
  • Statement includes imaged checks

Liberty Checking

Liberty Checking is a non-interest bearing checking account which provides a means of safeguarding funds while providing payment of these funds to third parties.

  • Minimum to open = $500
  • Unlimited deposits
  • Unlimited debits
  • $800 average daily balance = no monthly service charge; Less than $800 = $10.00 per statement cycle
  • Statement includes imaged checks

Liberty Interest Checking

Liberty Interest Checking is an interest bearing checking account offering a competitive market interest rate. Variable interest paid on daily balance according to the following tiers:

Tier I = $2,500.00 & above

  • Minimum to open = $500
  • Unlimited deposits
  • Unlimited debits
  • $2,500 average daily balance = no monthly service charge; Less than $2,500 = $12.50 per statement cycle
  • Statement includes imaged checks

Liberty Relationship Checking

Liberty Relationship Checking is an interest bearing checking account that offers free bank stock checks and cashiers checks. Variable interest paid on daily balance. A combined balance of $15,000 in the relationship checking, savings, and/or personal money market account is necessary to offset monthly service charge.

Tier I = $2,500.00 & above

  • Minimum to open = $500
  • Unlimited deposits
  • Unlimited debits
  • Statement includes imaged checks
  • $15,000 in combined average collected daily balances - Relationship checking linked with savings, and/or personal money market - no charge; Less than $15,000 = $12.00 service charge per monthly statement cycle.

Liberty Savings

Liberty Regular Savings is an account designed for customers to accumulate interest and increase savings. Variable interest compounded quarterly and paid quarterly on the daily ledger balance.

  • Minimum to open = $100
  • Three (3) free withdrawals per calendar quarter; Over 3 = $2.00 per withdrawal
  • Maintain minimum daily ledger balance of $200 = no service charge; Service charge of $10.00 with balance less than $200

Liberty Money Market

Liberty Money Market is a personal investment tiered account with limited transactions. Using the following tiers a variable interest rate is paid on the daily balances: 

Tier 1                       $1.00-$9,999.99
Tier 2          $10,000.00-$24,999.99
Tier 3          $25,000.00-$99,999.99
Tier 4      $100,000.00-$249,999.99
Tier 5      $250,000.00-$499,999.99
Tier 6              $500,000.00 & above

 

  • Minimum to open = $2,500
  • $2,500 average daily balance = no monthly service charge; Less than $2,500 = $15.00
  • Six pre-authorized withdrawals per statement cycle 
  • Excess of 6 withdrawals per statement cycle = $10.00 each
  • Statement includes imaged checks

CD’s and IRA’s

CD’s and IRA’s are a great way to earn higher rates and save for the future.

  • $1,000 Minimum to Open;
  • Subject to early withdrawal penalties;

Liberty Plaza I,  5055 Keller Springs Rd. Suite 120,  Addison, Texas 75001  Phone: 469-375-6600  Fax: 469-375-6565

To report a lost or stolen card when our lobby is closed, please call 1-800-500-1044.

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