Personal Banking

Basic Checking

Basic Checking is a non-interest checking account which benefits customers writing a small number of checks.
  • Minimum opening deposit of $100
  • Includes up to 10 debits per statement cycle; additional debits $0.50 each
  • Includes up to 25 deposits and deposit items per statement cycle; additional deposits and deposit items $0.50 each
  • Monthly statement includes imaged checks

Liberty Checking

Liberty Checking is a non-interest bearing checking account which provides a means of safeguarding funds while providing payment of these funds to third parties.
  • Minimum opening deposit of $500
  • Unlimited transactions
  • Maintain an $800 average daily balance to avoid a $10.00 monthly service charge
  • Monthly statement includes check image

Personal Interest Checking

Personal Interest Checking is an interest bearing checking account offering a competitive market interest rate.
  • Minimum opening deposit of $500
  • Unlimited transactions
  • Monthly statement includes check images
  • Interest paid monthly on daily account balance
  • Minimum daily balance of $2,500 required to earn interest
  • Maintain a $2,500 average daily balance to avoid a monthly service charge of $12.50

Interest rate is variable and may change after account opening at our discretion. 

Relationship Checking

Relationship Checking is an interest bearing checking account designed for those who maintain higher balances.
  • Minimum opening deposit of $500
  • Minimum balance of $2,500 required to earn interest
  • Unlimited transactions
  • Monthly statement includes check images
  • Bank stock checks at no charge
  • Cashier’s Checks at no charge
  • Interest paid monthly on daily account balance
  • Minimum balance of $2,500 required to earn interest
  • Avoid a monthly service charge of $12.00 when you maintain a minimum average collected daily balance of $15,000 in your Relationship Checking or combined with your linked Personal Savings or Personal Money Market Account

Interest rate is variable and may change after account opening at our discretion.  

Personal Savings

 Personal Savings is an account designed for customers to accumulate interest and increase savings.
  • Minimum opening deposit of $100
  • Three free withdrawals per calendar quarter; additional withdrawals $2.00 each
  • Maintain minimum daily balance of $200 to avoid a $10 service charge
  • Interest paid quarterly on daily account balance

Interest rate is variable and may change after account opening at our discretion. 

Personal Money Market

Personal Money Market is a personal investment account with limited transactions. Tiered interest rates allow you to earn higher rates with higher balances.
  • Minimum to open $2,500
  • Tiered interest paid monthly on daily account balances.
  • Maintain a minimum average daily balance of $2,500 to avoid a monthly service charge of $15.00
  • Includes six pre-authorized withdrawals per statement cycle such as checks, drafts, ATM withdrawals, pre-authorized transfers, online banking transfers, telephone transfers and bill payments. Each additional withdrawal is subject to an excess withdrawal penalty of $10.00.
  • Statement includes check images
The tiered interest rates are variable and may change after account opening at our discretion.

CD’s and IRA’s

CD’s and IRA’s are a great way to earn higher rates and save for the future. Various terms available up to 5 years. The minimum balance to open is $1,000. Please call us for current rates and a complete disclosure of terms and conditions for each account.

 

Liberty Plaza I,  5055 Keller Springs Rd. Suite 120,  Addison, Texas 75001  Phone: 469-375-6600  Fax: 469-375-6565

To report a lost or stolen card when our lobby is closed, please call 1-800-500-1044.

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